DeFi七点钟社区| 稳定币趋势和使用场景(HaykerDAO)

4月27日晚七点，DeFi七点钟社区迎来第79期嘉宾Khwarizmi ，HaykerDAO 社区开发者 ，分享主题：稳定币趋势和使用场景(HaykerDAO)

DeFi七点钟社区，DeFi国内第一社区；

目前分群建设1000+，覆盖20万＋行业用户，150家区块链行业媒体宣发报道；

由区块链技术的多位大咖共同发起成立；

目的是学习DeFi区块链知识，推进区块链技术在各个行业的落地和应用。

以下为嘉宾分享实录：

问题1：请您先简单介绍下HaykerDAO这个项目

Question 1: Please briefly introduce the HaykerDAO project

HaykerDAO是一个去中心化自治组织（DAO）治理链上稳定币协议Hayker， HaykerDAO协议使用DAO批准的各种抵押品安全而公平地铸造HAI（原生稳定币），并保持通过协议向用户发放的所有稳定币贷款的完全抵押。

HaykerDAO is a Decentralized Autonomous Organization (DAO) that govern stablecoin protocol Hayker. The HaykerDAO protocol uses various types of collateral approved by DAO to safely and fairly mint HAI (Native Stablecoin), and maintain its distribution to users through the protocol, assuring that all issued HAI are fully secured for loans .

HaykerDAO协议，也被称为多抵押品系统，是从MakerDAO fork出来的。我们的原生稳定币是HAI，一种分散的、无偏见的、抵押品支持的、与美元挂钩的稳定币。由于其低波动性，HAI能够抵御恶性通胀，为任何人提供经济自由和机会。HaykerDAO治理系统决定了用户可以提供资产作为铸HAI的抵押品，也就意味着我们的协议是由社区组织和操作的。

The HaykerDAO protocol,  which is a multi-collateral system, was forked from MakerDAO. Our native stablecoin is HAI, a decentralized, unbiased, collateral-backed stablecoin pegged to the U.S. dollar.

Due to its low volatility, HAI can resist hyperinflation and provide economic freedom and opportunities for anyone. The HaykerDAO governance system determines that users can provide assets as collateral for casting HAI, meaning that the protocol is organized and operated by the DAO community.

简单说 HaykerDAO 是：

一个质押加密资产即可生成1:1锚定美金HAI的平台;

一个安全可靠的借贷协议;

一个人人都用得上的稳定币利器。

In simple words , HaykerDAO is:

A platform that pledges encrypted assets to generate a 1:1 anchor to USD HAI;

A safe and reliable lending protocol;

A stablecoin tool that everyone can use.

我们可以简单理解它是HECO上的“MakerDAO”。

So HaykerDAO could be the  "MakerDAO" on HECO.

问题2：在稳定币发展的几个阶段，为什么市场还是更认可全抵押去中心化稳定币如HaykerDAO？

Question 2: In the several stages of stablecoin development, why does the market still recognize a fully collateralized  and decentralized stablecoin like HaykerDAO?

我们知道中本聪最早设想的“货币”的本质是基于密码学实现去中心化的加密原生代币。而以商业机构或者央行发行的数字货币虽采用区块链技术，但带有较强中心化属性。

We know that the essence of "crypto currency" originally envisioned by Satoshi Nakamoto is a decentralized encrypted native coin based on cryptography. Although digital currencies issued by commercial institutions or central banks use blockchain technology, they still have strong centralization attributes.

纵观稳定币的发展史共计分为三代，一是以美元为抵押的稳定币；二是尝试构建加密货币行业的原生代币；三是算法稳定币。而全抵押的去中心化稳定币仍然是截止目前更为符合中本聪设想的加密数字资产。

In the development history of stablecoins, for now there are 3 types.

1. stablecoin collateralized by fiat like USDC;

2.  crypto native and decentralized stablecoin that is fully collateralized by other crypto assets like DAI;

3. algorithmic stablecoin. .

The fully collateralized  & decentralized stablecoin  is still the one that is more in line with Satoshi Nakamoto's vision so far.

全抵押的去中心化稳定币，这种类型的稳定币通过全额抵押机制，以去中心化的形式在链上发行。去中心化稳定币在设计上灵活性和透明度都更高,因为其不由任何一方控制,而且任何人都可以在链上审核协议的抵押率。

So fully collateralized & decentralized stablecoin , is the type of stablecoin that issued on the chain in a decentralized form through a Fully collateralized mechanism. These stablecoins are more flexible and transparent in design, because they are not controlled by any party, and anyone can review the mortgage rate of the protocol on the chain.

而全抵押去中心化稳定币先行者即MakerDAO是运行在以太坊上最成功的中心化稳定币，而HaykerDAO是运行在HECO上的去中心化稳定币。

As a pioneer of fully collateralized & decentralized stablecoins, MakerDAO, and its  DAI is the most successful stablecoin running on Ethereum so far, and we published HaykerDAO as  decentralized stablecoin on HECO.

HaykerDAO用过量的抵押物来吸收抵押物本身价格波动带来的风险，以稳定抵押获得的HAI的价格。当HAI的价格出现波动时，HaykerDAO平台中的看护机可以通过对HAI的买卖获得利润并且稳定HAI的价格。

HaykerDAO uses an excessive amount of collateral to absorb the risks caused by the price fluctuation of the collateral itself, so as to stabilize the price of HAI obtained by collateral . When the price of HAI fluctuates, the keepers in the HaykerDAO platform can obtain profits through the sale of HAI and stabilize HAI price .

当抵押物的价格波动超越了一定幅度，系统中的大多数机制都无法稳定HAI的价格时，全局清算系统便会启动，将HAI回收并且向用户返还抵押物，在最大程度上保护用户的利益。

When the price fluctuation of the collateral exceeds a certain range and most of the mechanisms in the system cannot stabilize the price of HAI, the global clearing system will be activated to recover HAI and return the collateral to the user to protect the interests of users to the greatest extent .

问题3：用户可以通过使用HAI 来做什么？

Question 3: as an end users, what they can do using HAI ?

交易: HAI 是一种更智能的数字货币,可以购买，出售和管理。

存币生息: 一键存入，随存随取享受利息

其他场景:HAI的低波动性可抵抗恶性通货膨胀，为任何地方的任何人提供经济自由和机会

For Transaction, HAI is a stablecoin that can be bought, sold and managed.

Deposit and earn yield, as a stablecoin it can be deposited to other protocols with interest.

Other scenarios:  HAI's low volatility can resist hyperinflation and provide economic freedom and opportunities for anyone anywhere.

问题4：能否跟我们简单介绍下 稳定币HAI的代币机制和特征吗？

Question 4: Can you give us a brief introduction to the token mechanism and feature of the stablecoin HAI?

HAI是火币生态链（HECO）上第一个去中心化稳定币，由HaykerDAO开发并管理，是去中心化金融（DeFi）的基础设施。HAI由链上资产足额抵押担保发行，和美元保持1:1锚定，1HAI =1美元。

HAI is the first decentralized stablecoin on the HECO Chain . It is developed and managed by HaykerDAO and can be part of the infrastructure blocks for DeFi. HAI is issued by Fully collateralized crypto assets on the chain, and is anchored 1:1 with the U.S. dollar, so 1HAI is equal to 1 U.S. dollar.

HAI可靠 ——与美元紧密挂钩，具有可靠的价值，可以自由购买，出售和管理；

HAI无国界——HAI是全球性的，而且无国界，可以访问互联网，则可以访问HAI，并自由使用它。

HAI更智能—— 一键存入，随存随取享受利息；

Why HAI is reliable stablecoin ?  its fully backed by other crypto assets and linked to the U.S. dollar, it has a reliable value and can be bought, sold and managed freely;

HAI is money without borders,  If you can access the Internet, you can access HAI and use it freely.

HAI is can be used to earn yields , just deposit and enjoy interest;

问题5：HaykerDAO 真的是一个人人用得上的去中心化稳定币利器，此外治理币HKR的代币机制是什么？

HaykerDAO is a decentralized stablecoin tool that everyone can use. In addition, what is the token mechanism of the governance token HKR?

HKR 是HaykerDAO平台治理代币，总量1,000,000，0预挖，0私募，完全流动性挖矿产生。

HKR is the governance token of HaykerDAO , with a total amount of 1,000,000,  no pre mining, no private sale , fully distributed by yield farming.

挖矿产出 HKR分配方式：

HKR distribution as follows :

15%：用于HaykerDao项目维护,仅与交易挖矿同步产生；

10%：作为早期治理币对项目进行启动与治理，在流动性挖矿超过50%以后，这10%治理币将会投入到矿池总量供社区挖矿产出；

75%：流动性挖矿，流动性挖矿将会受市场影响由市场来决定是否开启挖矿，早期第一批流动性挖矿将会开启一个月，预计产出10%的HKR左右。

15%: used for HaykerDao project maintenance，and will only be generated alongside with the yield farming output ;

10%: is the amount required for project governance to start with , after liquidity mining exceeds 50%, this 10% tokens will be added in the total amount of mining pools and distributed by yield farming;

75%: by yield farming, mining pools opening and pausing depends on the market. The first batch of yield framing will start for one month long in the early stage, and it is expected to produce about 10% of HKR.

问题6：治理币HKR 完全流动性挖矿产生，挖矿规则能详细介绍下吗？

Question 6: HKR generated by yield farming with full liquidity. Can introduce the mining rules details?

HKR流动性挖矿支持LP挖矿区和单币挖矿区，其中LP挖矿区占流动性挖矿总量的93%，其中HAI区占比33%，HKR区占比60%，各个交易对区和单币挖矿占比根据铸币HAI的数量来分，其中首期LP挖矿区支持交易对：

HKR supports LP and single token yield farming, of which LP farming account for 93% of total ,  HAI zone accounts for 33% and HKR zone accounts for 60%.

Each pool or single token farm is divided according to the amount of minted HAIs.

HAI区首期支持HAI-DAI（LP）、HAI-USDT(LP)、HAI-HUSD（LP）；

HKR区首期支持HKR-HUSD(LP）、HKR-HBTC（LP）、HKR-HT（LP）、HKR-ETH(LP)交易对。

the first-phase LP farming supports the following trading pairs:

HAI zone : HAI-DAI（LP), HAI-USDT(LP), HAI-HUSD（LP）.

HKR zone : HKR-HUSD(LP）,HKR-HBTC（LP）, HKR-HT（LP）, HKR-ETH(LP)

单币挖区支持币种和各个矿池挖矿占比为： HAI（2%）、HT（1%）、HBTC（1%）、USDT（1%）、ETH（1%）、HUSD（1%）。

the first-phase single farming supports the following tokens:

HAI（2%）, HT（1%）, HBTC（1%）, USDT（1%）, ETH（1%）, HUSD（1%）

问题7：HKR代币如何创建或销毁，HKR持有人有哪些权益？

Question 7: How to generate or destroy HKR tokens, and what rights do HKR holders have?

HaykerDAO成立之初就发行了1,000,000 HKR代币。 代币是在不同情况下创建和销毁的。当系统盈余超过最低阈值时，HKR被销毁，导致多余的HAI被拍卖以换取HKR。 相反，当系统债务超过最大阈值时，将创建HKR并将其拍卖给HAI，以补充该系统的资本金,这是非常罕见的。

HaykerDAO issued 1,000,000 HKR tokens only . Tokens are created and destroyed under different circumstances. When the system surplus exceeds the minimum threshold, HKR is destroyed, resulting in excess HAI being auctioned in exchange for HKR. On the contrary, when the system debt exceeds the maximum threshold, HKR will be created and auctioned to HAI to supplement the capital of the system , which is very rare to happen .

HKR持有人有能力对 Hayker 本身进行技术更改，也可以批准有关非技术事项的链上决定。 无论是更改系统参数，还是决定接受新的管理理念，HKR选民都拥有最终控制权。

HKR holders have the ability to make changes to Hayker protocol parameters, list new assets as collateral for HAI , and can also approve on-chain decisions on non-technical matters. Whether it is technical or deciding a new management concept, HKR holders vote have the ultimate control.

问题8：HaykerDAO上线了吗，最后您能说下HaykerDAO的后续发展计划以及未来目标吗？

Question 8: is HaykerDAO already launched? Now you can talk about HaykerDAO's follow-up development plan and future goals

HaykerDAO于新加坡时间2021年4月26日20:00已正式上线，目前抵押HT/ HBTC/ HUSD/ ETH都将获得HAI代币，HKR流动性挖矿将于一周后开启，目前已上线Dogeswap，后续还将上线更多去中心化交易所DEXs。

HaykerDAO has been officially launched at 20:00 on April 26, 2021 (yesterday), Singapore time.

now, HT/HBTC/HUSD/ETH are collaterals to obtain HAI token. And HKR yield farming will be launched in a week or so ,

For now both HKR and HAI can be traded on Dogeswap DEX, and will be launched on more DEXs.

HaykerDAO是集MakerDAO之后第一个无国界、无偏见的去中心化稳定币，不仅成为去中心化金融的基石，也在数字艺术和游戏支付等领域广为应用，甚至许多生活在通货膨胀国家的人们将HAI作为首选的储值手段。

HaykerDAO is the first borderless and unbiased decentralized stable coin after MakerDAO. It has not only can become a

cornerstone of decentralized finance, but is also can widely used in fields such as digital art and game payment, and even for people living in inflationary countries can use HAI as the preferred means of storing value and transfer .

HaykerDAO的机制并不是和现实脱离的天马行空，我们的愿景是宏大的，但深知必须符合经济的规律和结合现实的脚踏实地，我们希望通过重塑一个货币体系，帮助那些没有机会获得传统银行服务的社群和个体。

The mechanism of HaykerDAO is not in separation from reality. The community have an ambitious vision for it , but we know that it must conform to the laws of the economy and be down-to-earth in combination with reality. We wish to help Communities and individuals who do not have access to traditional banking services by reshaping a currency system.

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