Crypto.com Chain is a high-performance local public blockchain solution that drives the global use of cryptocurrencies by enabling instant crypto payment transactions.

Everyone can make payments with any blockchain asset securely and for free, accelerating the flow of blockchain assets around the world.

In the application scenario of blockchain, the landing of payment field has always been a pain point. While more and more merchants support BTC encryption, such as monetary payments, ATM machine more and more, but because the volatile digital assets, such as BTC mainstream stable currency and stability of structures in BTC and ETH and lead to lack the characteristics of the micropayments instant to account, at the same time block chain payments is under the influence of government policy. No payment app has been more tightly integrated into People's Daily lives. In addition, current traditional payment networks do not accept blockchain assets, making the process of bringing blockchain into traditional markets slow and expensive, severely limiting the number of people that can be brought into the blockchain ecosystem.

Crypto.com, based on the field of token payment, has a more accurate grasp of market pain points such as the lack of physical merchants and the large number and complexity of tokens in the current field of token payment. Crypto.com's payment solutions provide a variety of token payment, token lending and "storage of interest" functions, with a relatively complete ecological construction. We have reached cooperation with some commercial institutions, and now wallet App and Visa card are in use online.

Crypto.com wallet and debit card app was launched in July 2018, followed by MCO Visa, a credit card with no annual fee, and Crypto.com Chain (CRO), a blockchain featuring free payment cryptocurrencies, in December 2018. Crypto.com wallet App is a multi-functional digital asset wallet, which can flexibly transfer and exchange between fiat currency and cryptocurrency. However, this App is a centralized digital wallet in accordance with regulatory requirements, and the wallet is in charge of the user's private key. KYC certification is required for registration and has been used in Southeast Asia, Europe and North America. CRO Visa card (formerly MCO Visa Card) CRO Visa card isa kind of credit consumption card that can obtain credit limit by asset collateral. The user can obtain 40%~60% of the credit limit by collateral, and the amount of the credit limit is related to the card level obtained by mortgage CRO (currently there are 5 levels). Holders can make purchases at any merchant that supports Visa and receive up to 8% of their blockchain assets back on each purchase. Payment is automatically made in local fiat and no exchange is required. (CRO's Visa uses asset collateral to obtain credit lines linked to crypto digital assets. By mortgaging crypto digital assets on the Crypto.com wallet App, you can obtain 40%-60% of the credit line of the mortgaged assets, with no credit checks and no repayment dates. CRO Visa cards use Bitcoin or MCO as collateral for credit lines. Crypto.com will use those collateral currencies to make payments if they can't.)

1. Trading through CRO on its platform, enjoy low procedures preferential treatment, high cash rebate and high priority transaction. 2

Crypto.com is a high-performance blockchain company that supports QR code payment solution Crypto.com Pay, which allows users to make encrypted payments or payments anywhere using their phones. The Crypto.com chain is truly fulfilling the vision of blockchain technology, enabling people to regain control of their money, data and identity. Crypto.com Chain Tokens (CRO) are the medium for cross-asset transactions on the Crypto.com Chain. CRO supports currency settlement across asset intermediaries. Users pay fees with CRO tokens on the Crypto.com Chain platform. In addition, CRO tokens can be used for dividends and rewards.

Crypto.com participants are divided into a variety of roles, including board nodes that perform transaction verification and settlement and receive processing fees, and other common nodes, which are only responsible for the collection and feedback of transaction data, while board nodes are responsible for the generation of blockchain, transaction sequencing, etc. Roles and functions of the Council node: When the Crypto.com chain main network is launched, the Council node will assume key network functions, including but not limited to: Transaction settlement, transaction sequencing, validation of all transactions, provision of escrow services (" Proof of delivery of goods and services "), and council nodes are essential to ensure the high performance and security of the Crypto.com chain. Council Node Award: Each node will earn 12% CRO per year for its contribution to the network. Minimum collateral: 500,000 CRO via Allnodes.com (get a full seat and keep it in your wallet). Pledge 10,000CRO via Crypto.com mobile wallet App (share seats with others, hosted by App). All nodes in the Crypto.com chain will be rewarded with CRO upon completion of transaction processing or confirmation; Each node will need to invest a fixed number of CROs (the number of CRO requirements will vary by node type) to contribute to the network.

1. Strong scalability 2. Fast transaction 3

SXP is an unmanaged wallet and CRO is a centralized wallet.

Crypto.com, based on the field of token payment, has a more accurate grasp of market pain points such as the lack of physical merchants and the large number and complexity of tokens in the current field of token payment. Crypto.com's payment solutions provide a variety of token payment, token lending and "storage of interest" functions, with a relatively complete ecological construction. Sufficient team members, reasonable knowledge and functional structure, rich experience in both traditional and blockchain industry; The advisory team has a good resume; The token CRO system design is reasonable, and there is a clear lock-up plan; We have reached cooperation with some commercial institutions, and now wallet App and Visa card are in use online.

Project wallet is a centralized wallet with user private key, which is vulnerable to market and policy influence and has the risk of providing customer data to the supervision.